BSL Nidhi LimitedLoan Against Deposit

Meet your urgent financial needs without forfeiting your investment interest

Overview & Advantages

During an emergency, instead of prematurely breaking your fixed or recurring investment, you can conveniently opt for a Loan Against Deposit.

BSL Nidhi Limited provides up to 90% of the deposited value as an immediate credit facility to registered members with low interest differentials and zero hidden fees.

Key Highlights:
  • Keep earning interest on your underlying deposit certificate.
  • Hassle-free instant sanction with minimal documentation.
  • No prepayment penalties or foreclosure charges.
Loan Against Deposit at BSL Nidhi
Terms & Conditions
  • Membership in BSL Nidhi Limited and an active regular deposit account are required.
  • The loan tenure will not exceed the maturity date of the underlying deposit.
  • Interest charged will be in compliance with Nidhi Rules, 2014 prescribed margins.
Have Questions About Loans Against Deposits?

Learn more about loan limits, interest rate calculation, and quick disbursement process.