The Monthly Income Scheme (MIS) is ideal for senior citizens, retirees, and individuals seeking steady monthly cash inflow to support household expenses without eroding their principal capital.
Deposit a specific lump sum and receive consistent interest payouts every month directly in your BSL Savings Account throughout your tenure.
| Tenure | Interest Rate Applicable (p.a.) |
|---|---|
| Up to 12 Months | 7.25 % |
| 13 Months – Up to 24 Months | 8.75 % |
| 25 Months – Up to 36 Months | 9.25 % |
| 37 Months – Up to 48 Months | 10.25 % |
| 49 Months – Up to 60 Months | 11.00 % |
Learn more about monthly payout schedules, principal safety, and taxation guidelines.
