Higher Credit QuantumRates From 14.00% p.a.
Loan Against Property
Leverage residential or commercial real estate equity for business expansion or personal goals.
Starting Interest: From 14.00% p.a.
•Maximum Tenure: Up to 60 Months
•Collateral: Residential / Commercial Property
Empower Your Business Growth
Unlock the dormant equity in your residential or commercial property to fund business expansion, working capital, inventory purchases, or debt consolidation with structured repayment terms.
Substantial loan quantum for business growth or personal needs
Transparent valuation and prompt legal verification
Competitive reducing balance interest rates
Structured EMI plans to fit your monthly cash flow
Transparent legal evaluation and fair property valuation.
Dedicated relationship manager to guide you through property documentation.
Terms & Eligibility Criteria
- Membership in BSL Nidhi Limited is mandatory for all applicants and co-owners.
- Applicant must possess clear, marketable, and unencumbered title deeds to the property.
- Property inspection and valuation by authorized valuers of the company.
- Maximum loan quantum and repayment terms governed by Nidhi Rules, 2014.
- Equitable mortgage or registered mortgage executed in favor of BSL Nidhi Limited.
Apply for Property Loan
Consult our credit officers for an initial assessment of your property loan eligibility.
Property Loan FAQs
Learn more about title searches, valuation procedures, and pre-closure terms.
View All FAQs