Doorstep Agent CollectionStarts at just ₹50/day
Daily Deposit Scheme (DDS / Pigmy)
Small daily doorstep savings collection designed specifically for shopkeepers, traders, and daily earners.
Minimum Daily Amount: ₹50/day
•Collection Mode: Authorized Doorstep Agent
•Tenures:
Daily Deposit Scheme Interest Rates
Earn reliable interest on small daily surplus savings collected right from your business or shop.
Daily Deposit Rate Slabs
Governed by Nidhi Rules, 2014| Tenure / Period | Applicable Rate (p.a.) | Remarks / Benefits |
|---|---|---|
| Up to 360 Days (~1 Year) | 5.25% p.a. | Quarterly Compounding |
| 361 Days – Up to 540 Days | 6.25% p.a. | Quarterly Compounding |
| 541 Days – Up to 720 Days (~2 Years) | 7.25% p.a. | Highest Return |
Senior Citizens Notice: Eligible senior citizens (60+ years) may receive an additional 0.50% interest p.a. on qualifying tenures upon KYC verification.
Key Highlights for Traders & Small Businesses
Authorized agent doorstep collection with physical/digital receipts
Save small amounts daily (starts at ₹50/day)
Senior citizens receive 0.50% extra interest on eligible tenures
Emergency loan availability after 6 months of regular deposits
Instant electronic/printed receipts provided by the collector at the time of deposit.
Protects small business cash flow from unnecessary day-to-day spending.
Account Terms & Conditions
- Membership in BSL Nidhi Limited and KYC verification are mandatory.
- Maturity proceeds are credited directly to the member's savings account upon completion of term.
- Loan facility is available against active daily deposit accounts.
- Senior citizens are eligible for 0.50% extra interest on eligible tenures.
Request Doorstep Collection
Have our authorized representative visit your shop or office to start your Daily Deposit account.
Daily Deposit FAQs
Learn about collection agent verification, transaction alerts, and interest payouts.
View All FAQs