Loans on Approved SecuritiesRates From 13.00% p.a.
Other Loan Schemes
Credit facilities against Government Securities, National Savings Certificates (NSC), and Kisan Vikas Patra (KVP).
Starting Interest: From 13.00% p.a.
•Accepted Collaterals: NSC, KVP, Postal Securities
•Processing: Fast & Paperless
Credit on Postal & Government Securities
Don't encash your National Savings Certificates (NSC) or Kisan Vikas Patra (KVP) ahead of maturity. BSL Nidhi Limited offers prompt loans against pledged government savings certificates so you retain maturity appreciation while meeting urgent cash requirements.
Pledge NSC, KVP, or approved postal securities
Retain underlying maturity gains of the securities
Convenient repayment schedules tailored to members
Prompt lien marking in compliance with applicable statutory regulations.
Terms & Statutory Guidelines
- Available exclusively to registered members of BSL Nidhi Limited.
- Certificates must be in the name of the applicant with clear, transferable title.
- Loan tenure cannot exceed the maturity date of the pledged government instrument.
- All terms regulated in accordance with the Nidhi Rules, 2014.
Apply for Loan on Securities
Visit our branch with your original postal/government certificates and KYC documents.
Have Questions?
Check our comprehensive FAQ section for detailed information on interest rates and procedures.
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